Almost everyone says that a Bachelor degree is a must in order to survive in the society. They are probably right. You need to present your degree and certificates during job interview. Without a degree, you should never think about getting a high paying job.Want to become a doctor? Please study medicine course at a college for at least five years. Make sure the University is prestigious and recognized by the government. If your dream is to become a doctor, please go ahead. Doctor is such a noble job and I always respect doctors. However, never become a doctor just because you want to earn a lot of money.
Studying at college can be very expensive. For instance, the degree program I am doing now at HELP University College costs me more than RM13,500 every year, excluding living expenses. First two years I will be studying in Malaysia. If I were to transfer to Australia in the final year, I would really have to pay a lot of money. Even that one year in Australia could cost a lot more than entire three year program in Malaysia. Let's say I really transfer to the University of Queensland in the third year, the entire cost of studying, including living and miscellaneous expenses for the three years would be about RM160-200K!

Money money money! Imagine what I could do with the RM160,000 cash if I did not study in the University.
1. Start a small business with RM160,000 cash capital.
I can become a boss immediately after secondary school! If I really manage the business well, I might be generating good income in the near future. So why go to work when you can become your own boss?
2. Find friends who share the same idea and start a partnership with them.
Let's say I find 10 friends who also agree with my opinion, we all can pool our RM160K each into a partnership. So it would be a total cash capital of RM1.6 Million. We can even float our company to become a public listed company.
3. Invest in stock or foreign exchange.
I am not proficient in this area. But I think RM160K is already a very good start-up fund for investment.
If money is not an objection, probably you will not bother what I mentioned above. So let's talk about time! The duration of a degree program is at least three years. Note, I have not counted the duration for foundation or pre-University program.So what could I do in the three years if I chose not to study at University?
1. Find a job and work very hard.
I could find a job and work very hard. Within these three years, I would gain working experience as well as promotion. After the three years, my salary will most probably surpass what a fresh graduate can get. Of course there will be a salary limitation for you if you do not have a degree.
2. Start a business.

Business needs not only money, but also time. Otherwise, why would Bill Gates drop out from Harvard and focus on his Microsoft? There is of course risk involved in starting a business. No venture, no gain.
Want to become the second Bill Gates? No way, because Mark Zuckerberg, the founder of Facebook has already been recognized as the second Bill Gates. I always hope I can do what they did. Just drop out from college and start a high potential Internet business.
So is a college education worthy? It depends. There are so many factors to consider. If you do not have any financial problem, you should study and get a degree. However, do not just study blindly without knowing your goal in life. We should be clear with what we want to achieve in our life.



